A smarter way for independent business professionals to manage healthcare costs.
The North Dakota Real Estate Health Benefits Center is a captive strategy designed exclusively for self-employed small business owners.
- A range of plans to meet your financial and family needs
- National Physicians PPO or go to any doctor
- Major medical model plan designs; HSA eligible options
- Ancillary coverages also available
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Cost may be business tax deductible
(always confirm with tax professional) - Secure online enrollment platform - enroll when it’s convenient for you!
Take control of your healthcare costs.
Self-employed North Dakota Realtors now have an alternative to private and exchange plans. When you establish a self-funded plan for your business of one, you and your dependents can get great care and save money.
Eligibility and Requirements
- Business Owners may establish their own health plan for themselves and their dependents.
- Business must have a Federal Tax ID.
- North Dakota Realtors must have an NRDS number and Real Estate License to qualify.
- Applicants must answer a short medical questionnaire to screen for major medical issues. Want more details? See FAQs.
UnitedHealthcare® Group Medicare Advantage Plan

See What People Are Saying
“This is a PSA for all my fellow North Dakota Realtors: you MUST check out the Health Insurance offering that NDRE just rolled out!! I just completed my application and will be saving OVER $200 per month with a much lower deductible that, once met, will then provide 100% coverage. It definitely can’t hurt to see if you qualify. #ndrealtors #healthinsurance” – Dorrie Johnson Love
“My family and I are on a catastrophic plan with Liberty Health Plan.It is expensive and does not cover any of our regular healthcare needs or associated costs. I will pay about $140.00 more a month on NDRE Health Plan – it’s well worth it as I can’t forgo the opportunity to have an affordable major medical plan. I’ve not been able to afford one the last couple of years -nor could I take the risk of not having it, especially with an active 14-year-old son who plays sports!”