A smarter way for independent business professionals to manage healthcare costs.

The North Dakota Real Estate Health Benefits Center is a captive strategy designed exclusively for self-employed small business owners.

A range of plans to meet your financial and family needs
National Physicians PPO or go to any doctor
Major medical model plan designs; HSA eligible options
Ancillary coverages also available
Cost may be business tax deductible
(always confirm with tax professional)
Secure online enrollment platform - enroll when it’s convenient for you!

View Our Unlocking Affordable Health Benefits Webinar

Take control of your healthcare costs.

Self-employed North Dakota Realtors now have an alternative to private and exchange plans. When you establish a self-funded plan for your business of one, you and your dependents can get great care and save money.

Eligibility and Requirements

Business Owners may establish their own health plan for themselves and their dependents.
Business must have a Federal Tax ID.
North Dakota Realtors must have an NRDS number and Real Estate License to qualify.
Applicants must answer a short medical questionnaire to screen for major medical issues. Want more details? See FAQs.

UnitedHealthcare® Group Medicare Advantage Plan

Over 65? UnitedHealthcare® is excited to offer its Medicare Advantage Plan to ND REALTORS® retirees. Fill out the form to learn more!

See What People Are Saying

“This is a PSA for all my fellow North Dakota Realtors: you MUST check out the Health Insurance offering that NDRE just rolled out!! I just completed my application and will be saving OVER $200 per month with a much lower deductible that, once met, will then provide 100% coverage. It definitely can’t hurt to see if you qualify. #ndrealtors #healthinsurance” – Dorrie Johnson Love

“My family and I are on a catastrophic plan with Liberty Health Plan.It is expensive and does not cover any of our regular healthcare needs or associated costs. I will pay about $140.00 more a month on NDRE Health Plan – it’s well worth it as I can’t forgo the opportunity to have an affordable major medical plan. I’ve not been able to afford one the last couple of years -nor could I take the risk of not having it, especially with an active 14-year-old son who plays sports!”

Steps to Establish Plan

View model plan designs and calculate costs.

Create an account to start the process.

Once approved, sign contracts and establish plan.

Our Partners

Have Questions?

View FAQs